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A lot of clients have been asking me about a rather sticky issue - when to move your ailing parents out of a home. While this decision should be made by a family as a whole, I'm here to offer up some thoughts as well.
- Don't wait to move them because of an emergency. Most often, this decision will be made after someone has an accident, and by that point things can snowball and the situation can turn very messy. This is a tough decision for anyone, but having to take care of an estate while deciding these things are never a winning combination.
- Make sure that a title, will, and trust are in order. These things will need to be addressed with your parents to explain their choices to them. If necessary, consult an attorney or a realtor such as myself.
- Keep a line of communication open with your parents. No matter how embarrassing it may be for them to not be able to live alone anymore, it's crucial that you have these conversations and figure out what they would like to do instead. Do they want to live in a senior living community or an assisted living facility?
- As much as you want to fulfill your parents' wishes, you will likely have to be the one to comb over their finances and decide whether their first option for living will be sustainable. You will need to consider their insurance and any other options that relate to the financing of an alternative living situation. It's also never a pleasant thought, but you will have to consider what will occur with their social security benefits when one of them passes away.
If you need any assistance whatsoever, please feel free to call me at 1-888-490-1559 or email me at linda@theholmesteam.com
